23 Cash, cash equivalents and
time deposits

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€ million		Dec. 31, 2012		Dec. 31, 2011
Bank balances		18,017		18,057
Checks, cash-in-hand, bills and call deposits		471		234
		18,488		18,291

Bank balances are held at various banks in different currencies and include time deposits as well as restricted cash (see also note 32).